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WHY DO YOU NEED LIFE INSURANCE?

Life insurance is important, as it protects your Assets, Estate, and your family and lets you leave them a non-taxable amount at the time of death. It is also used to cover your mortgage and your personal loans, such as your car loan. Your individual life insurance follows you when you retire and you are no longer insured by your employer.

This insurance coverage can be offered in different products:
– Term Insurnace (Temporary with expiry date)
– Universal or Whole Life Insurance (Permanent with no expiry date and tax-shelterred cash back)
– Combination of Term and Universal/Whole Life Insurance

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