Insured Retirement Planning (IRP)

Insured Retirement Planning

Are you ready for retirement? Many Canadians make use of permanent life insurance and generated compound interest as cash value in the policy to accumulate retirement savings beyond what is allowed beyond registered plans.

Contributions to permanent life insurance grows tax-free as long as they remain in the policy.

32% of Canadians are nearing retirement without any retirement plan. 79% of Canadians aged 35 – 54 are worried about not having enough money to retire.

The retirement monthly income from Government registered plans are not enough considering inflation and rising lifestyle and expenses every year.

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