Whole Life Insurance

A whole Life Insurance is permanent life insurance same as Universal Life Insurance that does not have expiry date. It covers the policy holder from current age to 100 years. Whole life insurance offers consistent premiums and guaranteed cash value accumulation, while a universal policy provides flexible premiums and death benefits. The cash value generated in the policy can be used for any financial needs in the future or great inherit for beneficiaries and next generations.


  • Guaranteed cash value accumulation
  • Focuses on Investment first plus free life insurance
  • When you retire from your daily work, you will get a steady flow of cash from the savings that you have built up over time
  • No need for renewal. It covers the client from current age to 100 years old
  • Includes free funeral and final expenses package with the policy
  • Tax advantages


  • Fixed premium, one missed premium payment could result in policy lapsing

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